Create and Update Users

Learn about Marqeta users and how to create and update them.

A Marqeta user, also known as a cardholder, is a person who owns a Marqeta card. A Marqeta user can use funds from an account with a physical or virtual Marqeta card. Each Marqeta user is also an account holder since every user has a general purpose account (GPA) that they can use to transfer funds.

Moreover, we have a parent-child relationship among Marqeta users, where one user or businessA business is an account holder that can be a parent of a Marqeta user. While a business does not hold any cards, its child users do. can be the parent of another user. In terms of card usage, this relationship provides a certain amount of control to the parent account over the child account. A parent user can monitor or restrict the user’s card usage. This relationship also allows us to share the parent account with the child user, who can access the funds from the parent account.

This parent-child relationship can extend to multiple levels. This means that a general user account can be a child of a ...